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New or certified pre-owned: which is better value?

A certified pre-owned car can save you thousands, but a new car sometimes wins on finance rates. Here is how to compare.

Depreciation

Most cars lose 20–30% of their value in the first two years. A two-year-old certified car lets the first owner take that hit.

Warranty

Certified cars come with an extended warranty, often close to a new-car warranty.

Always compare the total cost over the loan, not just the sticker price.

Interest rates

New cars sometimes carry promotional rates as low as 1.9%, which can close the gap.

Omnira Motors team
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Omnira Motors team

Sales, finance and service experts sharing what 22 years in the trade have taught us.

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